Liability insurance covers your costs related to someone’s injury, lost potential income, death or property damage that you are found legally responsible for as the result of an auto accident. Saskatchewan is not a No Fault ONLY province. People who choose Tort Coverage under their basic plate coverage have the full ability to sue another person or company for non-financial losses such as pain and suffering as well as financial losses.

The minute you drive that shiny new vehicle off the lot, its value begins to plummet. The problem - if you write it off, it is still going to cost just as much (if not more) to buy a new one! Replacement Cost helps lock in the value of your vehicle so you can pay off your loan and get a new vehicle, without taking too much of a hit. There are new options on the market to hold the value of used vehicles as well!

Have problems backing your trailer into a camping spot? Physical damage is covered by your basic plate insurance, but with extended auto coverage, you can lower this deductible. Just in case you take out a tree on the way in. If you have extended auto on your trailer, it has coverage when it is unregistered or in storage, even if you are using it for cooking, eating and sleeping. You just have to let us know when it isn’t registered.

This coverage protects you and your family from uninsured or underinsured drivers. Like someone who is driving under the influence, without a licence, or simply someone who doesn’t have enough insurance to cover your costs if you or your passengers are harmed in an accident.