Single Amount of Protection, is just that. The total amount of protection that will be offered by the insurance company to cover: Contingent Coverage, any Unit Betterments and Improvements you have made to the unit, and Loss Assessment Property. You decide what portion of the Single Amount of Protection is used for each item, subject to the terms, conditions and limitations of the policy.

Legal Expense Insurance is designed to cover legal costs associated with a claim that has been accepted by the insurance company. You also have access to the Telephone Legal Helpline where you can get confidential general legal assistance over the phone to help determine your rights and options under provincial and federal law. Examples of reasons you may use this service include: neighbour disputes, contractor disputes and employer disputes.

Chances are, you have an insurance policy on your Condo and your Condo Corporation has an insurance policy on the whole condo building. If there is a loss on the condo building, the corporation may hold you responsible to pay THEIR deductible. Their deductible is likely VERY EXPENSIVE. This coverage, charges you YOUR deductible and will pay up to the amount of protection on your Policy Cover Page towards the deductible of the Condo Corporation.

In Saskatchewan, your home or condo insurance policy is one place to cover your quads, side by sides and ATVs.

Your boat is also something that can be added to your Condo Insurance Policy in Saskatchewan. Might seem like a funny place to put it, but that’s where it goes.

Your Condo Insurance Policy has a certain amount of coverage built into it for things such as jewellery, fine art, furs and computers. But if you have a huge rock, or the Mona Lisa hanging in your living room, you should make sure to have additional coverage for your specialty items and list them on your policy.

Would you believe that Saskatchewan has more water claims than fire claims? Better believe it, it’s true. We can help you understand what is covered, and what is not. Sewer Back Up has to be sudden in order to receive coverage, and cannot be seepage or continuous or repeated leakage.