The tools you use to get your work done are important! This coverage protects them whether they are at your shop, on the jobsite or anywhere else.

For the dozers, loaders, backhoes, etc this coverage takes care of the equipment you need to get your work done.

If you get robbed, or perhaps it’s an inside job by a trusted employee, this coverage is to take care of lost money, securities and other property.

With big buildings come big responsibility. Well, actually, even with small buildings. This coverage is to handle the cost of fixing your mechanical, air conditioning, electrical and electronic systems and equipment. As well this covers your water heater and boiler.

The threats to your business aren’t just the ones you can see. 54% of businesses have experienced at least one cyber attack that has compromised their computer systems and data. The reality of these attacks is they can cost you thousands of dollars.

To keep your business running, protect the Business MVP with Key person coverage. Or if you’re in a partnership, get the equivalent of a Business Prenup with a Customized Buy/Sell Agreement. Loans officers and financing companies often offer life insurance on loans and financing right at the time of sale. What they don’t tell you is how EXPENSIVE it is compared to regular life insurance, and how much money you can keep in your pocket by properly insuring yourself with better coverage.